Prescription benefits
Compare eligible drugs, reimbursement rules, annual maximums, and existing coverage.
Bring the detail
Prepare existing benefit plan and end date. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Dental benefits
Review eligible services, waiting periods, fee guides, and annual limits.
Bring the detail
Prepare benefit priorities and desired start date. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Eligibility & coordination
Ask about medical underwriting, exclusions, and coordination with workplace or public plans.
Bring the detail
Prepare province of residence and eligibility. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Eligibility and existing benefits
Plan end dates, residence and other coverage affect available options.
Benefit design
Compare deductibles, eligible fees, waiting periods and maximums.
Priorities and coordination
Describe desired benefits generally and review sensitive details securely with the provider.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.